Frequently Asked

• What is the use of a garden fork?

  A garden fork, spading fork, digging fork or graip is a gardening implement, with a handle and several (usually four) short, sturdy tines. It is used for loosening, lifting and turning over soil in gardening and farming.

• What is the use of a hand cultivator?

  A hand cultivator is a gardening tool that is used to turn the soil where you plan on planting and for removing weeds. In small flower or vegetable gardens, it can also be used like a small plow to dig the planting rows.

• What are the essential tools for gardening?

  1. Scissors. Karen Converse, a master gardener in DeKalb County, Ga., says plain household scissors, nothing fancy, are her first choice of garden tools. 2. Weeders. 3. A soil knife. 4. Pruning shears 5. Water hoses and water wands. 6. A shovel. 7. Rakes.

• Can one take 401(k) to buy a house?

  Yes, in some cases you are able to take a limited amount of funds from your 401(k) to purchase a house. Your Roth IRA and/or Traditional IRA would be a better source of funds, however, if you are a first-time home buyer. You would also be better off if you continued to save additional funds to purchase a home instead of taking funds from your retir